Read More Enjoy no overseas transaction fee with your Hang Seng Bank Unionpay credit cards. Enquire through swiping card on POS terminals at designated Club outlets. Logon. The relevant transaction will also be cancelled as a result of insufficient balance in the enJoy Spending Card. Personal Information Collection Statement, The Chinese University of Hong Kong Credit Card, School of Continuing and Professional Studies CUHK Credit Card, The Hang Seng University of Hong Kong Credit Card, Credit Card Instalment Plan Repayment Calculator, Spending Privileges and Cash Dollar Rewards, Overseas Spending and Online Shopping Reward, Cash Dollars / Merchant Dollars Designated Merchants, Masterpass™ by Mastercard and Visa Checkout, Terms and Conditions for Credit Card / Spending Card. Hang Seng enJoy cardholder can earn $4 Rewards Point for every HK$200 spent at enJoy Card Designated Merchants, and up to 2.4% Rewards Point rebate on overseas spending and online shopping. Principal Card Customer hereby requests and authorizes Hang Seng to issue a Hang Seng Credit Card Supplementary Card as chosen to the person identified below, who is/are at least 16 years of age. Cash advances; fees and charges; withdrawals under a cash or spending instalment plan; online bill payments via Hang Seng e-Personal Banking to Inland Revenue Department and payees under Banking and Credit Card Services categories; online bill payments via Hang Seng Personal e-Banking to payees under Insurance Companies by personal Hang Seng Credit Card is subject to a maximum cap of HK$10,000 aggregate payment amount per month, transactions at financial institutions/ non-financial institutions (including but not limited to the purchase of foreign currency, money orders, travellers cheques, merchandise and services, deposits and money transfers, like purchase and/or reload of stored value cards (except for reload via Octopus Automatic Added Value Service ) or e-Wallets, Best Credit Card Promotions & Welcome Gifts, 8% off (select days only, w/ HK$100 net spend), Brand loyalists looking for higher online rebates may want to consider, High spenders that prioritise unlimited cashback should definitely consider, Consumers who are willing to shop based on discounts, People looking for a flexible everyday card, Consumers with specialised spending habits, People who prioritise rewards over discounts, 1% yuu Reward Points rebate with major brands, Exclusive discounts with popular merchants, Only select vendors eligible for boosted rebate, Most competitors offer higher rewards rates, Receive HK$300 cashback w/ HK$4k designated merchant spend in 1st 2mo, Receive HK$100 cashback w/ online application, Cardholders earn 1x yuu Rewards Points for every HK$1 general spend, 2x points with GNC and Maxim’s Group, 3X with mannings, 7-Eleven, IKEA, wellcome and more, and 4x with Pizza Hut, KFC and PHD, 1x Rewards points = 0.5% rebate, 2x = 1% rebate, 3x = 1.5% rebate, 4x = 2% rebate, Yuu Reward Points can be redeemed with more than 2,000 enJoy Card Designated Merchants, Redemption currently unavailable at GNC and Maxim’s, Some merchants have a minimum redemption requirement per transaction, 1-2% yuu Rewards Points rebate with designated merchants. However, most online spend is ineligible for discounts or boosted rebates. 1. Enjoy up to 4% Cash Dollars Rebate. You can earn yuu Reward Points and enjoy exclusive year-round discount at Designated Merchants. Some of the offers that appear on this website are from companies which ValueChampion receives compensation. enJoy Card Designated Merchants exclusive year-round discount offers of up to 12% off plus more extraordinary offers. You can either scan QR code on the APP or tap enJoy Card to verify your yuu membership account to earn and redeem points. Enjoy numerous exclusive spending privileges with the Hang Seng Credit Card. Consumers should note that Hang Seng enJoy Card has merchant restrictions on where consumers can earn and redeem their rewards, limiting the card's overall usefulness. Hang Seng Bupa Card; MUJI Card; Forever Friends™ Card; University / College Affinity Cards. The redemption procedure of “Hang Seng Credit Card Cash Dollars Gift Parade” is subject to related terms and conditions, please refer to related Hang Seng website for details. For details about enJoy designated merchants and up to 4X yuu Reward Points, please visit hangseng.com/enjoycard. Nonetheless, while Hang Seng MPOWER may be a better option for young, tech savvy consumers who can reliably meet its spend and category requirements. 4. Furthermore, foodies and frequent shippers can enjoy significant discounts at designated merchants with their card. Hang Seng enJoy Card, however, stands out as it's completely maintenance-free, with no minimum spend requirements or annual fee. enJoy More Rewards Everywhere! Enjoy fabulous offers at enJoy Card Designated Merchants. Recently, fraudsters claiming to work for Hang Seng Bank have contacted customers, seeking personal information and deposits for loan applications, investments or other banking products. In case of dispute, the decision of Hang Seng shall be final. Hang Seng enJoy Card, on the other hand, has no annual fee, so consumers can take advantage of rebates and perks without worrying about added costs. GNC and Maxim’s Group are currently unavailable until further announcement. Hang Seng enJoy Card's rebates are lower except with select merchants, but it does provide consumers with exclusive discounts at popular local brands. Hang Seng Bupa Card. Apple Pay is trademark of Apple Inc., registered in the U.S. and other countries. yuu Reward Points, Cash Dollars, enJoy Dollars, Visa payWave contactless transaction function and "Octopus Automatic Add-Value Service" are not applicable to Principal and Supplementary Private Label Card. The list of enJoy Card Designated Merchants, exclusive privileges and rewards programmes are applicable to Hong Kong Special Administrative Region only. You can enjoy the privilege with just a touch in the new yuu Rewards, ● get exclusive merchant and product offers, ● earn and redeem points with a scan of QR code. Read our comparisons of Hang Seng enJoy Card with other cards and learn what makes each card unique in their own way. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6868. Customers must settle the payment with a physical Hang Seng enJoy Card to enjoy the year-round offers from some of designated merchants exclusive to enJoy Card customers. Hang Seng enJoy Visa Platinum Card / Spending Card: 2998-8888: Hang Seng enJoy Visa Card: 2998-8188: Mainland Toll-free Hotline: 4001-20-8833: 24-hour Report Lost Card Hotline: 2836-0838 : Personal Loan services: Personal Loan Service Hotline: 2997 3882: 24 … For more details, please read our Online Terms & Conditions, Privacy Policy, Cookies Policy and Personal Information Collection Statement. Year-round Merchant Offers. Compare and apply Hang Seng credit cards at MoneyHero now! When you shop at a merchant, Google Pay doesn’t send your actual credit card … The maximum redemption value per transaction is HK$400. Now you can enjoy all the benefits # of your Hang Seng Credit Card with your Google Pay on Android™ handset and tablet. However, this does not affect our recommendations or advice, which are grounded in thousands of hours of research. Enjoy up to 4% Cash Dollars Rebate. Hang Seng enJoy Card is great for local shoppers who want maintenance-free rebates and discounts on popular local brands. The site does not review or include all companies or all available products. The amount of each auto top-up is HKD300 or HKD500, depending on your choice upon application. Hang Seng cardholders can enjoy up to 70% off year-round dining, shopping, lifestyle, healthy & beauty offers at over 4600 participating merchants, including five-star hotels, famous restaurants, luxury retail stores and more. Take your business to new heights with API Cash Management Solution . From now till 31 December 2020 (promotion period), enjoy up to 80,000 yuu Reward Points (HK$400) upon successful application of Hang Seng enJoy Card: Logon to Hang Seng Personal e-Banking (Enter "Account Overview" > Select the credit card account > Click "Credit Card Rewards Balance") 2. We have analyzed loan offers from every bank in Hong Kong to find the best loans with the lowest interest rates for your needs. Several other cards offer higher rates without merchant restrictions, though they're typically not as maintenance-free. Please stay tuned to the latest update of the offer. Finally, it has no annual fee, regardless of the cardholder's spend level. *Principal Card customer can only enjoy a Perpetual Annual Fee Waiver on one Hang Seng Credit Card (except The Hong Kong Jockey Club Membership Card, Prestige World Mastercard®, Hang Seng enJoy Card and Hang Seng UnionPay Platinum Card). ... As a convenient alternative to visiting Hang Seng service points, customers can use one of the Bank’s other service channels, such as e-Banking, mobile banking or phone banking (personal customers: 2822 0228 / commercial customers: 2198 8000) to meet their banking needs. Overall, while Hang Seng enJoy Visa Card is better for consumers seeking zero-cost savings, brand loyalists who occasionally shop online may want to consider DBS COMPASS Visa Card. Pick the credit card that suits your needs the most, and get the annual fee waiver hotline short keys to save your time. Business e-Banking. Reserve now for a Buy-2-Get-1-Free Offer! Remark: Forms & … While Hang Seng enJoy Card doesn't offer quite as high rates on overseas and contactless spend, general spend still earns a slightly higher 0.5% yuu Rewards Points rebate. Earn amazing credit card welcome offers with Hang Seng Bank for new customers. Maintenance-Free Local Rebates and Discounts. Hang Seng enJoy Card offers maintenance-free rebates and discounts with popular brands. Terms and Conditions apply, please click “More” for details. Yuu Rewards Points can be used at more than 2,000 enJoy Card Designated Merchant outlets and restaurants. Redemption merchants include Wellcome, Mannings, 7-Eleven, IKEA, KFC, Pizza Hut, Market Place by Jasons, Market Place, PHD, 3hree6ixty, Oliver’s the Delicatessen and Jasons ichiba. Calculate the monthly repayment amount of your Credit Card Instalment Plan to suit your financial needs It also has no annual fee, regardless of who the cardholder banks with. Use of Cash Dollars is subject to the terms and conditions of Hang Seng Credit Card Membership Rewards Programme. The daily and monthly auto top-up limits are HKD1,000 and HKD30,000 respectively. Check out the credit card details now. Enquire through swiping card on POS terminals at designated Club outlets. Funds maintained in the enJoy Spending Card account are not protected deposit and are not protected by the Deposit Protection Scheme in Hong Kong. Jacob is a Junior Research Analyst at ValueChampion, focusing on credit cards and other consumer financial products. Hang Seng and yuu Rewards Club is delighted to introduce you the new enJoy Card! Forever Friends™ Card. Selected Hang Seng Credit Card Customers can enjoy an exquisite buffet and spectate a horse race at Happy Valley and Sha Tin Racecourse in luxury with an unparalleled view by reserving a seat at the HKJC VIP Box. Hang Seng enJoy Card also offers a similar 1% rebate with select merchants, but savings are magnified by exclusive card-specific year-round discounts. Learn more now! This compensation may impact how and where offers appear on this site (including, for example, the order in which they appear). Hang Seng enJoy Card Year-round Discount Offers Spend with your enJoy Card at the following Designated Merchants to enjoy year-round discount offers. For example, cardholders can frequently enjoy 10% off with popular fast food restaurants (Maxim'ss, Pizza Hut, KFC) and 5%+ off major supermarkets (Wellcome, Market Place by Jasons, Oliver's the Delicatessen). Hang Seng enJoy Card also offers access to exclusive discounts with popular merchants. Payment with Mobile Payment Services by using Hang Seng Credit Cards is not applicable to Cash Dollars / Merchant Dollars / enJoy Dollars Redemption. We have studied thousands of datapoints to find the best insurance policies in HK. Register and link enJoy Card to yuu Reward Points Programme. However, because Hang Seng enJoy Card is maintenance-free, cardholders never need to worry about whether they're spending enough to actually benefit from the card. Online Document Submission. Advertiser Disclosure: ValueChampion is a free source of information and tools for consumers. All offers and service charges are subject to change from time to time without prior notice. If the Supplementary Card Applicant is aged below 18, the Principal Card Applicant must be his/her parent or … Discounts and merchants are subject to change. Hang Seng Commercial Card. Personal Stock Trading. By continuing to browse this site, you give consent for cookies to be used. For products and services information, terms and conditions, please visit hangseng.com/mobilepayment. He holds a B.S. University Offers. For example, Hang Seng Prestige World Mastercard and Hang Seng Visa Infinite Card offers up to 6% cash dollars rebate for overseas spending while Hang Seng Platinum Card holders enjoy up to 2.4% cash dollars rebate. However, the guides and tools we create are based on objective and independent analysis so that they can help everyone make financial decisions with confidence. The following credit card expenditures are ineligible for rewards. We compare and contrast each card to highlight its uniqueness to help you identify the card that you need. 24-hour Customer Service Hotline 2998 8222, 24-hour Report Lost Card Hotline 2836 0838. We strive to have the most current information on our site, but consumers should inquire with the relevant financial institution if they have any questions, including eligibility to buy financial products. Hang Seng Credit Card. Online Credit Card Activation. Our site may not feature every company or financial product available on the market. Nonetheless, Hang Seng enJoy Card has no annual fee, which makes it affordable for every consumer. enJoy Spending Card is linked to your personal Hang Seng Hong Kong Dollar deposit account; upon spending at any merchant, transaction amount will be debited to the enJoy Spending Card account instantly. University / College Affinity Credit Cards. Visa Infinite Card; Prestige World Mastercard ® Hang Seng Platinum Card; MPOWER Card; Hang Seng Renminbi Credit Card; enJoy Card. Hang Seng Bank Limited (“Hang Seng”) reserves the right to vary or terminate all the above promotion offers at any time and to amend the Terms and Conditions and effective dates of the promotion offers thereof from time to time. Useful Information. Other Co-branded Cards. Apply successfully and receive up to a total of HKD2,600 Designated Merchant Coupons plus up to $500 enJoy Dollars; Apply for Hang Seng enJoy Card and Hang Seng CUP Credit Card online to get extra $100 Cash Dollars. The “Overseas Spending/Online Shopping Reward” promotion in Feb-Jun 2020 has ended on 30 Jun 2020. Cardholders can enjoy a 1% yuu Reward Points rebate on purchases with GNC and Maxim’s Group, 1.5% at 7-Eleven, Mannings, IKEA, Wellcome and more, and 2% at popular eateries Pizza Hut, KFC, and PHD. 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